Andy Toolson
Toolson Wealth Management
3051 W Maple Loop Dr
Suite 325
Lehi, Utah 84043
andy@toolsonwealth.com
(801) 500-1944
The way we interact with money has undergone a dramatic shift. From pandemic-fueled economic shakeups to the rise of new technologies, the old rules don't always hold. Our expectations around work, retirement, and future security are adapting in response.
The traditional path once seemed clear: work for a steady company, earn a pension and retire comfortably at 65. But today, careers are less linear, lifespans are longer, and the costs of living relentlessly rise. The stock market, while accessible to more people than ever, has become increasingly volatile. For many, the idea of 'retirement' as a complete withdrawal from work is unrealistic—and perhaps unappealing. We crave continued purpose even when we no longer collect a paycheck.
The financial landscape itself is in flux. Even with stock market participation on the rise, ballooning inflation and concerns about the long-term stability of Social Security leave many feeling their retirement savings will not stretch as far as they'd hoped.
While no single solution magically solves these challenges, a shift in mindset may make all the difference. Here's where to focus:
The key isn't despair, but awareness and action. The financial world is complex, and seeking professional advice from a qualified advisor may be profoundly helpful. With careful planning, mindful saving, and a willingness to shift your strategies alongside the ever-changing economic landscape, you can find peace of mind and build the future you envision – even if it looks different from the one your parents might have had.
Many people have learned about the power of using the Safe Money approach to reduce volatility. Our Safe Money Guide is in its 20th edition and is available for free.
It is an Instant Download. Here is a link to download our guide:
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